apple card reddit review

Apr 12 2022 1104am. Its good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market.

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After you accept your offer Apple Card is added to the Wallet app and you can request a titanium.

. The physical card like many cards going for a high-end look is made of metal in this case titanium. Sign into your account on the website portal. If you frequently purchase Apple products or use Apple pay the Apple Card may be a good fit for you.

Apple Card Review Summary. The Apple Card made me realize how much I take Amex for granted. The cards variable APR ranges from 1099 to 2199.

The Apple Credit Card 2022 Review. When Apple first announced its rewards credit card in August 2019 a lot of people were excited about the prospect. Even though the Apple Card doesnt charge fees keep in mind that it does charge interest on balances that arent paid in full.

Even if you only plan on using the card to upgrade your phone every few years the cards no annual fee means there is no cost financial obligation or minimum spend required to make the card worth it. When the Apple Card debuted in August 2019 Apple noted that it would have a variable APR of 1299 to 2399 based on creditworthiness. And instead of giving me a 15 hour long questionnaire that times out over text message you should refund and.

Open the Wallet app and tap the add button. Goldman Sachs 1 uses your credit score your credit report including your current debt obligations and the income you report on your application when reviewing your Apple Card application. But it comes with a big asterisk because you must use Apple Pay to get elevated rates.

I applied for this card November 2020 with a 640ish credit score and was approved for a 1000 limit. Robin Saks Frankel. The customer service on Apple Card is absolutely abysmal.

The 2 cash back on most purchases matches many of the highest flat-rate cash-back cards on the market. 4 You even make your payments right in the Wallet app just select your amount tap and its done. The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL 330 card in a post entitled Ive owned the Apple Card for 3.

The Apple Card s credit score requirement is good. Credit Karma Member. But to my surprise they ended up approving me only a 250 limit.

Apple has dominated the tech space for a long time with consumer favorites including the iPhone iPad and more recently the iPad Pro Apple Watch AirPods and more. When it debuted in August 2019 the Apple Card did rethink that is it opted against offering a sign-up bonus a 0 intro APR period or. So I was actually shocked I applied expecting to be denied for sure.

You can sign up in as little as a minute and start using it right away with Apple Pay. My credit score was only 524 at applying I did it anyways because I heard Apple offered help with a path to Apple Card basically advice on how to build credit for people with poor credit. Accept your offered credit limit and APR.

But its not right for everyone. This article highlights a number of factors that Goldman Sachs uses in combination to make credit decisions but doesnt include all of the details factors scores or other. 1 cashback when using the physical card is absolutely dismal.

Apple card reddit review Thursday April 28 2022 Edit. This product was an exciting new chapter for Apple as the company began. Apple is launching its new credit card the Apple Card this month after announcing it in March.

Click See More for Advertiser DisclosureYou can support our channel by choosing your next credit card via one of the links below in other words. Review and agree to the Apple Card Terms Conditions. 3 Your transactions payments and account details are all in one place where only you can see them.

The card lives entirely on your iPhone in. Other 0 annual fee cash back cards such as the Capital One Quicksilver. Apple Card Apple Card Review Reddit 2020.

While its possible to be approved with a lower score due to a high income or other positive factors its best to not take the risk. This was a setback of the card especially since so many rewards cards offer bonuses. The Apple Card offers what it calls Daily Cash its own version of cash-back rewards.

Apple Card lives on your iPhone in the Wallet app. And Apple said that cant happen Well. In the Wallet app tap the Total Balance panel on the main screen scroll down then tap on the statement you want to view.

So far Apple Card sign-up bonuses have been rare but they do pop up from time to time so its worth keeping an eye out if youre considering applying. For me the biggest advantage of the Apple Card is what it doesnt have -- a number on the physical card. Sign in to view your Apple Card balances Apple Card Monthly Installments make payments and download your monthly statements.

The Apple Credit Card combines excellent rewards with a consumer-friendly app. Home apple card reddit review. Cardholders earn 3 Daily Cash on Apple purchases 2 on purchases made with Apple Pay and 1 on purchases made at merchants that dont accept Apple Pay.

While it was met with enthusiasm from Apple fans it doesnt quite live up to expectations. Getting a PDF Statement. The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL -065 card in a post entitled Ive owned the Apple Card for 3.

At launch and for a while after the Apple Card didnt have a welcome bonus offer. If yes the Apple Card might be worthwhile when you splash the cash for a new iPhone 13. Apply for Apple Card on your iPhone.

Select Apple Card then tap Continue. Get Unlimited Cash Back on All Purchases 0 Intro APR Until 2023 Rewards More.

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